Process cards via Host2Host
Send card data from your PCI DSS environment to our API. We handle auth, 3-DS/SCA, capture, tokens, and reporting – built for high-control CNP flows.
Launch fast. Stay compliant.
Use virtual POS to accept payments by phone or email order without building a checkout. Agents work in a browser with role-based access and velocity limits. You control amount, currency, and capture rules while the virtual terminal enforces SCA, tokenization, and audit logging. Finance gets clean references and automatic reconciliation. Product teams reduce risk on card-not-present flows and keep conversion predictable.
From keyed entry to settlement
Configure roles, collect securely, reconcile automatically.
1. Create a payment
Enter amount and currency, add customer and order references, choose capture now or later. Store a token with consent for future charges or deposits.
2. Access and controls
Assign user roles for agents, reviewers, and admins. Set daily limits, AVS/CVV checks, and retry policies to balance approval and risk.
3. Security and SCA
We tokenize sensitive data and apply 3-DS based on issuer and market rules. The hosted form is PCI-aligned and keeps raw card data away from your team.
4. Reconciliation and refunds
Statuses update in real time. Export payouts and fees, trigger webhooks, and issue full or partial refunds from the dashboard or API.
5. Compliance trail
Every action is logged with user, time, and reference so audits and dispute handling stay straightforward.
See your flow end to end
Bring your stack and use cases. We'll map auth, capture, refunds, settlement, and reporting so you know exactly what goes live.
Built for operations that talk to customers
Simple to train. Safe to scale.
Call centers and support
Take payments during a support call. Agents stay in-flow, while the buyer's card data is handled by the secure form, not your CRM.
Travel and bookings
Collect deposits and late captures for reservations. Save a token with consent, adjust amounts for add-ons, and keep itinerary references aligned.
B2B invoices and services
Key in card details when clients approve by email. Match each charge to a PO or ticket and reconcile automatically to your ledger.
Questions about Virtual POS
Key details for product, payments, and ops teams.
Which methods does virtual POS support?
Cards by default. You can pair links or QR for local methods when the buyer prefers to pay on their device.
Is card data exposed to agents?
No. The hosted form handles inputs. Tokens are created for approved cards and can be used later with customer consent.
How do refunds and partial captures work?
Capture immediately or later per order. Issue full or partial refunds in the dashboard or via API. All statuses sync to reporting.
Does it support recurring or staged payments?
Yes. Use the initial keyed charge to create a token. Schedule subsequent charges or milestones according to your policies.
How do we limit misuse?
Set per-user and per-team velocity limits, require manager approvals above thresholds, and enforce AVS/CVV and 3-DS where applicable.
Where is Virtual POS available?
Multi-region support with currency and SCA behavior per market. Start with core cards and extend to links or QR for hybrid flows.
Go live in days
Start with cards and add the methods that fit each market. Keep cost, risk, and experience in one place from day one.