Payments that meet your market
Cards, wallets, bank transfers, escrow, and alternative payment methods in one API. Ship faster and match how customers pay across Europe, LATAM, Africa, and Asia.
Everything you need to take, hold, and settle payments
Billrail connects cards and local rails behind one contract. Use payment link for fast collections, QR payments for on-site checkout, virtual POS for phone orders. Run escrow payments to cut risk and power marketplace payments with automatic split payouts. We handle routing, SCA, tokenization, and reconciliation so your team ships without rebuilding flows.
See your flow end to end
Bring your stack and use cases. We'll map auth, capture, refunds, settlement, and reporting so you know exactly what goes live.
Pick the rails that move revenue
Mix cards with local payment methods per country. Switch methods on or off without touching your checkout.
Alternative Payment Methods (APMs)
Offer alternative payment methods people already use: Bizum, iDEAL, Bancontact, BLIK, Pix, SPEI, PSE, UPI, M-Pesa, MTN MoMo, PayNow, PromptPay, FPX, GCash, Alipay, WeChat Pay, and more.
Virtual POS (H2H)
Key in card details securely in the browser. Perfect for bookings and call centers. Supports SCA and card-not-present controls with virtual POS.
Pay by Link
Create a payment link from CRM, chat, or email. Share it, the buyer pays on a hosted page with cards or local options. Ideal for invoices and quick follow-ups.
Escrow services
Hold funds until work is delivered, then release by event or date. Use escrow payments for high-value goods and services to reduce disputes.
Pay by QR
Show a code on screen or print. Buyers scan to confirm and pay with their bank or wallet. Great for pop-ups, delivery, and support desks using QR payments.
Marketplace payments
Onboard sellers with KYC, route funds per item, and keep reserves clear. Automate split payouts so fees and refunds stay transparent.
Go live in days
Start with cards and add the methods that fit each market. Keep cost, risk, and experience in one place from day one.